Form Title
What you need to know:
General Business Information
Business name
The legal name of the business will be used for verification purposes. If "Doing Business As" name differs from legal entity name, list both. Example - "John Smith Grocery DBA John's Marketplace"
Please list the main registered business phone number. This may be used for business verification purposes.
Banking regulations require us to collect a physical address to verify your identity. Please enter your entire street address including apt # or suite. For example: 1234 Main St Apt #12
There is a maximum limit of 40 characters. PO boxes can be entered for the mailing address only.
Choose the most appropriate industry for your business
Business details
Provide a specific description of what your business does. Example "Business Industry - Food Services, Business Details - Grocery Store"
Business Legal & Financial Information
The Tax identification number is also known as Employer Identification Number (EIN). Enter 9 digits only, no dashes. For sole proprietors, enter the owner's Social Security number if there is no Tax identification number.
Last year’s approximate business revenue. Please report your total annual business revenue; not your business profit.
Last year's business net income or net profit
Please list the sum of all secured and unsecured balances
Include principal and interest
Note: The person below must have significant responsibility for managing the business, and authority to borrow on its behalf
Enter your legal name as it appears on your government issued ID. Avoid using periods and commas as they will not be captured.
We may contact you for additional information if needed. Please provide an email address you check frequently.
This should be the best possible phone number to reach you at, whether that be your home or mobile number. We may need your phone number regarding the opening or servicing of your account. We may also use your phone number for other purposes allowed by law or the terms of our Privacy Notice. Message and data rates may apply.
Your date of birth will be used to verify your identity. Must be at least 18 years of age to apply.
Your Social Security number will be used to verify your identity. When you submit your application online, all information will be encrypted.
If you don't have a Social Security number, we are unable to open your account via our online channel. Please visit your local branch to open an account.
If the physical home address is the same as the business, visit the previous screen and indicate that the business is home based
Banking regulations require us to collect your physical address to verify your identity. Please enter your entire street address including apt # or suite. For example: 1234 Main St Apt #12
The primary applicant must have significant responsibility for managing the legal entity.
Each 20% owner of the business must be a Guarantor. If any 20% owner is an entity rather than an individual, the credit card application must be made at one of our branches rather than online.
This field helps us to determine the amount of shares (or percentage) that a borrower owns in the primary business
Please enter your personal, not your business, monthly mortgage or rent payment
For example, current or reasonably expected salary, wages, bonuses, tips, commissions and annual amounts from interest dividends, social security or retirement benefits, and rental income. Income from alimony, child support or separate maintenance need not be revealed if you do not want to have it considered as a basis for repaying the requested credit.
Please enter personal net worth excluding net value of business
This helps us determine creditworthiness (ability to repay balances)
All individuals with 20% or more direct or indirect ownership of the applying business entity must sign as personal guarantors, jointly and severally liable for repayment of business credit card balances owed.
Guarantor 1
Guarantor 2
Guarantor 3
Guarantor 4
Guarantor 5
Request a limit high enough to accommodate about double your peak spending months, plus any balances you may pay down over time.
You can enter a maximum of 21 characters
Combined billing is recommended if you will request more than 2-3 card accounts. A separate "Control Account" number will be created to consolidate card activity and payments.
Individual billing is recommended if you will have only 1-2 card accounts. With individual billing, each card account will be billed and paid separately.
Annual statements is a free service that summarizes your credit card activity by spend category.
Each authorized user will be issued a credit card with a unique card number and both their name and the business name. We won't pull their credit report and they are not liable for repayment of any card balances. The business will be liable for repayment of all authorized user charges.
You must designate one Primary Program Administrator authorized to manage your Business Credit Card program. For each Program Administrator, a unique Program Administrator Access Code will be used for authentication when the administrator contacts us by phone or email.
This code will be used to authenticate you when you call or email us requesting changes or information on behalf of the business, so be sure to save it somewhere secure.
We apologize for the inconvenience, but due to an unexpected technical issue, we are currently unable to continue.
Please try back later.
Return to our homepage or contact Customer Care at 844-625-1248