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AmaZing Rate® Credit Card

To complete your application you will need:

  • To be at least 21 years of age
  • To live in affiliate state(s)
  • Your personal and contact information

Personal Unsecured Loan

To complete your application you will need:

  • To be at least 18 years of age
  • Your personal and contact information
  • Your employment information
  • The desired loan amount

Home Equity Line of Credit

To complete your application you will need:

  • All applicants present
  • Your personal and contact information
  • Your Employment information
  • To be at least 18 years of age
  • Your property and mortgage information
  • Your debt or refinance loan information

Enter a valid 4-digit cost center

If you are not a US Citizen visit a branch

For most applications, an email will be sent within minutes, to the email provided, notifying you whether your application was approved. In some cases, where applications require further review, an email will be sent within 1-2 business days.

Yes.  When logging in using a web browser, you should note the “https” (rather than “http”) and a secured site icon (e.g., a lock) in the navigation.  We use encryption (i.e., encoding and scrambling of data) to help protect data. 

You will be able to upload image files, either from your photo apps, on your desktop or by taking screenshots or pictures while within the secure upload center.  You can also upload files in a PDF format.

You will be required to provide personal information, such as your name, email address, date of birth, Social Security number, phone number, name of employer, occupation and home address.

We will need information on the property, its owners, estimated amounts of existing loans on the property and estimated value. If you are consolidating debts, it is helpful to have and provide the lender and loan information during the application to expedite payment.

You can also visit any of our branch locations to have one of our bankers assist you in completing the process.

Banking regulations require that the Bank obtain and verify personal information to identify each person opening an account. This is done by using your Social Security or Tax ID number in combination with your other personally identifiable information. 

At least one property owner must be a borrower. Additional owners are not required to apply or be a borrower, however, all owners must sign the title lien at closing.

Home Equity Lines of Credit are often used as a way to consolidate debts at a higher rate, refinance your property, make home improvements, buy another property and more.

The Pre-Qualification process can only be done based on one individual’s credit worthiness and income. You can do a full application with two applicants by returning to the site and selecting "APPLY" for the product you are interested in.

You can also add them as an Authorized User on your individual account. An authorized user is issued a credit card in their name, but we do not request their credit report from a consumer reporting agency and they are not legally responsible for repaying the credit card balance.

A joint owner must provide the same information that we require from a sole owner. The identity of each applicant must be verified prior to the account being opened.

For a pre-qualification, your credit is subjected to a soft inquiry, meaning it will not impact your credit score.  

If you chose to complete a full application for credit, a full credit inquiry will be run to determine eligibility. That inquiry will appear in your credit history and can impact your credit score.

The status of your application will be emailed to you within minutes.

After the application is approved, you will have access to your account via Online Banking and Mobile Banking by downloading our Mobile app.

Your card will be mailed to you within 7-10 business days.

You’ll have the opportunity to sign up for account options, including Mobile Fraud Alerts.

The status of your application will be emailed to you within minutes.

You will need to visit a branch location to sign your closing documents and pick up your check. You will be contacted by the branch selected during the application once documents are ready to sign.

You’ll have the opportunity to sign up for account options, including auto pay.

After the application is approved, you will have access to your account via Online Banking and Mobile Banking by downloading our Mobile app.

Once you are credit approved, we will request additional documents to verify income and determine the equity available on the home.

If you are not a US Citizen visit a branch

We need to verify your address

It looks like your address is not an exact match with U.S. Postal Service records. Please review the suggested options below.

Suggested Address

2200 S 3270 W

2200 S 3270 W

Salt Lake City,

UT

84119

Address Entered

2200 S 3270 W

Salt Lake City, UT 84119

For most applications, an email will be sent within minutes, to the email provided, notifying you whether your application was approved. In some cases, where applications require further review, an email will be sent within 1-2 business days.

Yes.  When logging in using a web browser, you should note the “https” (rather than “http”) and a secured site icon (e.g., a lock) in the navigation.  We use encryption (i.e., encoding and scrambling of data) to help protect data. 

You will be able to upload image files, either from your photo apps, on your desktop or by taking screenshots or pictures while within the secure upload center.  You can also upload files in a PDF format.

You will be required to provide personal information, such as your name, email address, date of birth, Social Security number, phone number, name of employer, occupation and home address.

We will need information on the property, its owners, estimated amounts of existing loans on the property and estimated value. If you are consolidating debts, it is helpful to have and provide the lender and loan information during the application to expedite payment.

You can also visit any of our branch locations to have one of our bankers assist you in completing the process.

Banking regulations require that the Bank obtain and verify personal information to identify each person opening an account. This is done by using your Social Security or Tax ID number in combination with your other personally identifiable information. 

At least one property owner must be a borrower. Additional owners are not required to apply or be a borrower, however, all owners must sign the title lien at closing.

Home Equity Lines of Credit are often used as a way to consolidate debts at a higher rate, refinance your property, make home improvements, buy another property and more.

The Pre-Qualification process can only be done based on one individual’s credit worthiness and income. You can do a full application with two applicants by returning to the site and selecting "APPLY" for the product you are interested in.

You can also add them as an Authorized User on your individual account. An authorized user is issued a credit card in their name, but we do not request their credit report from a consumer reporting agency and they are not legally responsible for repaying the credit card balance.

A joint owner must provide the same information that we require from a sole owner. The identity of each applicant must be verified prior to the account being opened.

For a pre-qualification, your credit is subjected to a soft inquiry, meaning it will not impact your credit score.  

If you chose to complete a full application for credit, a full credit inquiry will be run to determine eligibility. That inquiry will appear in your credit history and can impact your credit score.

The status of your application will be emailed to you within minutes.

After the application is approved, you will have access to your account via Online Banking and Mobile Banking by downloading our Mobile app.

Your card will be mailed to you within 7-10 business days.

You’ll have the opportunity to sign up for account options, including Mobile Fraud Alerts.

The status of your application will be emailed to you within minutes.

You will need to visit a branch location to sign your closing documents and pick up your check. You will be contacted by the branch selected during the application once documents are ready to sign.

You’ll have the opportunity to sign up for account options, including auto pay.

After the application is approved, you will have access to your account via Online Banking and Mobile Banking by downloading our Mobile app.

Once you are credit approved, we will request additional documents to verify income and determine the equity available on the home.

If you are not a US Citizen visit a branch

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